Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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David Diaz and his team has helped the Los angeles community for over 15 years. We are EquitySmart Home Loans a full service mortgage brokerage located in Los Angeles, California and the leading brokerage in So Cal for over 17 years. Broker HUD approved with over 100 lenders / banks specializing in Jumbo, High Balance and Conventional Loans for VENICE, MARINA DEL REY, MAR VISTA, PLAYA DEL REY, SANTA MONICA, and MALIBU area! We also serve the surrounding cities in Los Angeles County with the lowest rates GUARANTEED! Don't go through the nightmare of purchasing your home with your local big bank or credit union, we will beat them in interest rate pricing by usually .125% to .25% because we get your rates at wholesale price, while funding your loan in HALF THE TIME! Whether you are purchasing a home or refinancing in any of these zip codes: 90291, 90292, 90066, 90293, 90402, 90264, and 90068, we can help you realize your dream of home ownership and hold your hand through the process.
We offer the following Purchase Mortgages:
We offer a wide range of refinance options along with the lowest rates in the business, designed to best meet the needs of our local borrowers on in Southern California! If you're looking for cash out, removing your PMI, home improvements or to just get a better rate and loan term, David can assist you today.
We offer the following Refinancing Mortgages:
What makes David Diaz unique is that he offers great customer service and cutting edge technology to make your loan process as easy as possible! He was born and raised in Los Angeles and loves to serve his community as the #1 Loan Specialist in town.
Niche programs we offer: The best Self employed loans, P and L only loans, Asset depletion loans, Reverse mortgages, jumbo loans, 3% conventional loans, low down payment, conventional loans, FHA loans, 5% down conventional, cash out loans, bank statement only loans, debt service investment property loans, & hard money loans.
LA's #1 Broker with over 100 A+ Lenders, private lenders and hard money lenders, residential and commercial!