David Diaz- Mortgage Lender
200+ Lenders, Thousands of loans FUNDED since 2002
Need a pre-approval letter?
Questions about refinancing?
Have a unique situation?

  • 			    The PERFECT HOME is waiting for you.

    The PERFECT HOME is waiting for you.

  • 			    We're with you every step of the way.

    We're with you every step of the way.

  • 			    Purchase or Refinancing is easy with our help.

    Purchase or Refinancing is easy with our help.

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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
Get Pre qualified Now

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Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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Ready to see what you qualify for? Call us today!

David Diaz and his team has helped the Los angeles community for over 15 years. We are EquitySmart Home Loans a full service mortgage brokerage located in Los Angeles, California and the leading brokerage in So Cal for over 17 years. Broker HUD approved with over 100 lenders / banks specializing in Jumbo, High Balance and Conventional Loans for VENICE, MARINA DEL REY, MAR VISTA, PLAYA DEL REY, SANTA MONICA, and MALIBU area! We also serve the surrounding cities in Los Angeles County with the lowest rates GUARANTEED! Don't go through the nightmare of purchasing your home with your local big bank or credit union, we will beat them in interest rate pricing by usually .125% to .25% because we get your rates at wholesale price, while funding your loan in HALF THE TIME! Whether you are purchasing a home or refinancing in any of these zip codes: 90291, 90292, 90066, 90293, 90402, 90264, and 90068, we can help you realize your dream of home ownership and hold your hand through the process. 

We offer the following Purchase Mortgages

High Balance |  5% down Jumbo |Conventional|VA|Commercial|FHA| Super Jumbo| No Tax Return Loans |Self Employed Loans

Cashing out before the rates get higher? We can help you with that too!

We offer a wide range of refinance options along with the lowest rates in the business, designed to best meet the needs of our local borrowers on in Southern California! If you're looking for cash out, removing your PMI, home improvements or to just get a better rate and loan term, David can assist you today.

We offer the following Refinancing Mortgages:

Conventional| Reverse Mortgage| VA  | Hard Money | FHA Streamline | HELOC | HARP | Commercial | Jumbo Loans | HECM | No income loans

What makes David Diaz unique is that he offers great customer service and cutting edge technology to make your loan process as easy as possible!  He was born and raised in Los Angeles and loves to serve his community as the #1 Loan Specialist in town. 
 Niche programs we offer: Qualify for more with the best Self employed loans, P and L only loans, Tech loans (use restricted stock units as income),  Asset depletion loans,  Reverse mortgages, jumbo loans, 3% conventional loans, low down payment, conventional loans, FHA loans, 5% down conventional, cash out loans, bank statement only loans, debt service investment property loans, & hard money loans.
LA's #1 Broker with over 200 A+ Lenders, private lenders and hard money lenders, residential and commercial!

Contact 17 year mortgage expert David Diaz at 310-857-0660 to discuss your mortgage options, and find out which loan best suit your needs!

David Diaz - Equity Smart Home Loans


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