David Diaz- Mortgage Lender
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14 Business Day Close Guarantee


David Diaz’s Team, a national mortgage broker team at EquitySmart Home Loans is pleased to announce the launch of their 14 Business Day Close Guarantee* offered on many of their purchase loan transactions.


This new program comes at a very exciting time in the mortgage industry, where the purchase market is becoming ever more competitive and buyers are highly motivated to get into a home while rates are still very low.


Offering 24 hour credit approval by our underwriters, 24 hour underwriting turn times on purchase transactions, and the new 14 Business Day Close Guarantee program, our team has established itself as the leader in speed and has given us a great competitive edge when it comes to attracting new business and forming relationships with real estate agents and accountants.


EquitySmart Home Loan’s continued success in the purchase market is resulting in continued growth. Last year they have opened new branches in the Los Angeles area, Florida, and Washington. Our team is also taking great strides to build relationships and cater to the builder community, recognizing the many opportunities in that sector.


*14 Business Day Guarantee only applies to purchase transactions in California. This guarantee does not apply to Reverse Mortgages, FHA 203k, Portfolio loans that require prior approval from an investor, or loans with a 2nd td. The guarantee does not apply if events occur beyond the control of EquitySmart Home Loans, including but not limited to; appraised value or house issues, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized and scheduled for your appraisal. If EquitySmart Home Loans fails to perform otherwise within 14 business days, a credit of $50 per diem will apply as credit to your closing costs.


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