An accomplished mortgage and real estate broker, David Diaz started working at Equity Smart Home Loans more than 15 years ago. Throughout his career, he has built a 100% client-referral based network. He provides exceptional customer service, while also offering financial planning, and prioritizing each case in order to obtain perfect financing. His focus is residential and income properties and he is an expert in the following loan programs: FHA, VA, Reverse Mortgages and Jumbo loans. 

When dealing with his clients, he takes it a step further by providing additional benefits in his after service program, which includes monthly real estate updates and free notary public services. It is no surprise that clients, business associates, and peers recognize him as someone who operates with accountability, outstanding integrity, and great loyalty.

  Steve Kim

  Loan Partner- Broker Associate

  Direct (714) 496-3825

  Office (323) 258-4317 Fax (562) 645-7931

I started my career in the mortgage finance industry in 2002 working for a big retail bank. After several years, I left when I saw how often the bank disqualified borrowers from getting a home loan because of strict guidelines. I believe that if you have a dream, then money should not be the obstacle that prevents you from reaching it. That is when I decided to work towards becoming a a mortgage broker. By being a broker, I have the flexibility I need to work with many different types of lenders and find the best loan programs for my clients. With my 14 years of experience, I know what lender guidelines borrowers need to fulfill and the best loan programs for my clients. Each customer has a loan scenario that is unique.  By finding the right lender, I am able to meet the specific needs of each of my clients. 

I graduated from the University of California San Diego (UCSD) with a BA in Economics and Finance. I speak Korean and English. NMLS #357212

Gaby Perez 

Jr. Loan Processor

Office (323) 258-4317