Working with David was a great experience. David helped my family refinance our home. This was a new process for me, and David provided great customer service by explaining each step of the way. Throughout the process David and his team were communicative, honest, and very professional. The entire process was quick and went very smoothly. My family and I are happy with our new loan and look forward to working with David again in the future. I highly recommend David's services!!!
I was in the process of applying to purchase a home with another lender, but then remembered David was a mortgage broker. I met David in my travels and he had given me great advice and guidance on home buying before. I am so glad that I contacted David. He was courteous enough to look over the paperwork I was given by the other lender and review it for me. David was blunt and told me straight out "the other lender is ripping you off" and he could do a lot better. At first, I didn't believe it because the other loaner broker seemed so nice and I thought I was getting a great deal, I was wrong. David got to work and man did he save me. David helped me get a whole 1%, yes ONE PERCENT lower interest rate from 4.375% to a 3.375% saving me $379 a month. That's $136,000 he saved me over the life of the loan plus the money I instantly saved by switching brokers. I cannot thank David enough and I have recommended David to everyone I know who is thinking about purchasing a home.
David was one of the best mortgage brokers I have worked with in my 27 year career as a real estate agent! He was easy to use, fast, got the loan approved early and was quick to respond. Highly recommended!
My escrow officially closed today, and I have to say, David and Steven were great! I had such a hard time finding a lender who could qualify me but these guys made it happen. I am super grateful. Steve was able to get me $600 credit and got my closing costs super low, couldn't recommend more! Thanks again guys!
Steve Kim was great. He was able to get me a loan with a good refinance rate, where others couldn't because of my high debt to income ratio. (I'm a teacher, so don't make a ton of money, but own a house with a sizable mortgage.) He worked very hard, and was there for me through every step. I highly recommend Equity Smart.
Having refinance so many times with other brokers I was used to lacking and loans taking forever to fund. David assured me my experience would be different! When I met Steve Kim all my perspective change. Steve is a true professional with a great work ethic. Always taking his time to explain any issues on the whole loan process. Responding right away and never getting upset for the numerous questions I had for him. Definitely tried his best to get us a great interest rate. I will continue using equity smart home loans for all my future deals. Thank you so much David and Steve.!!
David Diaz and Steve Kim are amazing! They are professional, they communicate with you every step of the way, they make it stress free to supply documentation, and they are kind and friendly. I've done 2 loans with them. A home purchase and a refi on a rental. They got me the BEST loans and both times they were able to qualify me for rebates so by the time we closed I really paid VERY small loan costs. I would never take my business elsewhere. Why would I when I've found the best! Feel confidence in choosing them. I highly recommend them!
David helped me with a VA loan. I was nervous about using that kind of loan because I had heard that homeowners usually don't want to deal with it for some reason. From the beginning, David told me not to worry. When we found the house we wanted, the seller told us they didn't want to sell to someone using a Veteran's loan. It was disappointing for me because I saw how much my wife wanted that house. We were both pretty upset, and were hanging our heads low that day. I told David about it, and again, he told me not to worry - and to keep my phone on. Later that day, Steve called to tell us they had accepted our offer. Obviously, we were jumping up and down in excitement. The rest of the closing went by smoothly, and we're moving in this week! In the U.S. Navy, they teach us to maintain integrity through all that we do. They teach us to be a person of our word, and to deliver on our responsibilities. The very first time I spoke to David, he mentioned that he admired my military service, and that he felt indebted for my family's sacrifice. He assured me that we would get a great home, a great loan, and enjoy a stress-free home buying experience. David delivered on his word, and I greatly respect him for that. I'd like to humbly suggest that you consider using David for any of your home loan needs. These are important loans that will have an effect on your family's future, so it's important to rely on people of integrity. I truly feel lucky to have had a chance to work with David and his team, and I'm sure you will too! --Aaron
This review is a bit late but after going through a few residential deals after David Diaz I can truly say that nobody is on top of things as much as David. The guy is a professional who will not rest until the deal is closed. It is inspiring to see such dedication in the real estate business. Use David for all your lending needs and then sit back and watch him work his magic.
I CANNOT say enough good things about these guys! If I could give them more than 5 stars I would. I have NEVER had such a pleasant experience with ANY loan! We had (after several months of trying) given up on an attempt to refinance with another company, because it was so difficult and they kept running into problems. I assumed it was because my husband works in the film industry, and our income varies year to year. On a whim, I decided to give it another shot before interest rates started to rise, although I was discouraged and honestly didn't expect it to work out. I found EquitySmart on Yelp. From the moment I called and spoke with David, it was a pleasure. I told him exactly what I wanted and he did not try to sell me on any other type of loan. I was then contacted by Steve, who was incredibly friendly, helpful and professional. Literally, every time Steve called me, he was calling with good news! He got me an even lower rate than the rate he was hoping for. He made everything incredibly easy, NEVER gave me the runaround and never made any false promises. He kept me updated every step of the way. I believe I first contacted them on July 30th and our loan funded on September 2nd!!! They got us an incredible loan with a great interest rate, and we paid off our credit cards! The appraiser that came out was friendly and professional and we got a higher than expected appraisal and paid a lower than expected appraisal fee! The notary, Kelly from Central Escrow, came to our home and was also very professional and a pleasure to work with. These guys are really great. AND, we did all of this via fax and email! I never even met either of them in person! (although I'm sure it would have been a pleasure!) Highly, highly recommended!!!
Omg! Steve and David were so great! Steve helped me tremendously in every step of the way through my refinancing! EquitySmart team is truly a life saver! Steve made it happened for me. Thank you so much! I highly recommend Steve! I am now saving so much money. ---Lynette
Steve Kim handled my refinance. He is the best. I have refinanced before, but never had to submit as much documentation. Steve kept me informed almost daily with phone calls or emails of how things were progressing. The bank kept asking for more information. Sometimes I had no idea what they wanted. Steve's calm demeanor kept me from tearing my hair out. I am retired and have several income sources. Having to document each source was the biggest sticking point. He was able to extend my lock, and we closed the day before it was to expire. Lucky for me because rates had started to climb. He also got the bank to waive certain requests. Luckily, I live very close to their office. So I was able to provide whatever was asked for in a timely manner. I can't express how grateful I am to Steve for all his help. What a difference from trying to go through any of the big banks. By the way, the office can be a little hard to find. It's next to the Bodine Building on Eagle Rock Blvd. You can't go wrong if Steve Kim handles your loan.
David is very professional and very knowledgeable about many different types of loans, he always wants to get his clients the best deal possible and goes out of his way to make sure clients are taken care of. I highly recommend using his services.
David Diaz is the best!!!! I wish I could give more stars! I found him through yelp when I started looking to refinance our home that we currently rent out. First, he told me exactly what to do, where to move money around, which debts to pay down, etc. etc. to improve our credit score to get us the best loan rate possible. My husband works in the film business, so for anyone who doesn't know, that means lots and lots of different jobs which doesn't look so great in the eyes of the bank. David worked so hard to get everything finished before the show my husband was working on ended but it just wasn't possible. When my husband started working again, David went back to it and we were financed this February! Our new interest rate is more than 2.5% lower!!! Another thing, before we got married my husband tried to refinance through Chase, the big nasty bank. $500 dollars later, he was rejected from Chase and gave up on the refi. Once we married I took control of the finances, as to be expected. I found David and got the ball rolling. David did everything without being paid a single penny until everything was finalized. He did so much for us without a real guarantee of getting paid for doing all of this work, which kept him motivated and us happy! He even recommended some books for me when I told him I was interested in learning more about finance and money matters :) I can't say thank you enough. I am so incredibly satisfied with my experience with David and the rest of the staff at EquitySmart for that matter. I highly recommend for refi, new purchases, and notary services!
I just wanted to let you know that Pablo Martinez at Equity Smart Home Loans & Notary totally ROCKS!!!!!!!!!!!!!!!!!!!!!!! He was very knowledgeable about the home buying process, he was very patient with me when I would turn into Cruella De'vil's cousin (Ha, ha) I know that I was not easy to work with. I did a lot of yelling. But he would calmly explain each process to me until I got it. He is professional, courteous and compassionate. I believe that he went the extra mile and he answered all of my questions. I will highly recommend him to anyone I know looking to buy a home. Thanks Pablo!
David worked the refi on our house and really moved mountains to help us after Chase told us there was nothing else they could do. He is the epitome of professionalism. I highly recommend his services.
David is an absolute professional. His knowledge and expertise are second to none. He always tries to get the best loan for his clients. By far he is one of the best Loan Officers that I have ever worked with. I highly recommend David for all of your lending needs.
SmartEquity was absolutely terrific! They took my call the day before Thanks Giving and handled my matter that day when no one else would. Then they helped me again. David Diaz was friendly, efficient and took extra special care of me, making sure there were no mistakes. He was especially informative and helpful. He'l be my go-to for notary and mortgage brokering services.
David Diaz was terrific with my home refinance and shopped around for the best interest rate. He's on top of his game and anticipated exactly what the underwriters would ask for. The amount of paperwork has increased since I first bought my home but David makes is easy and has professional relationships with the funding and escrow companies to keep my file moving, and for that, I highly recommend David for your home loan.
My name is Leti and the 203K loan has been a great way for me to expand my business through my listings that needed some repairs. David is my 203K expert, he communicates well especially when it comes to dealing with the contractors and FHA consultant . I highly recommend him especially if you have first time home buyer who want to buy a fixer upper.
David is great. He is a wealth of knowledge, and current with all the new trends in his industry. I have been working with him for nearly 9 years. He has done several loans for me. I also used him to finance my home when I first purchased it and since then he has helped me refinance. He also assisted me in getting into investing. With his help I was able to use the equity in my house to buy a duplex.which was a scary thought as a single mom raising a daughter. He walked me through every step of the process.. David bases his business on referrals so his customer service is excellent. I HIGHLY RECOMMEND HIM.
Dave Diaz has helped me and now my brother with loans... My brother told me that Dave was most knowledgeable person he ever spoke with regard to his home loan. He will keep going to find the best fit and solutions for you and your family. Every time I called him he would return my call and wouldn't promises anything he couldn't deliver. If you want a Loan officer who works with integrity then this is the person to work with.
My experience with SmartEquity Home and David has always been great. I been working in the Real Estate industry for 10 years and their loan officer David Diaz is the best when it comes to buying a home. He's worked wonders for my clients in regards to fixing up their credit, structuring the file, knowing which lender to work with, pre-underwriting the file, working with co-signers. The best part about him is he's customer service skills, he really takes the take to get to know who he's working with and maintains relationships with all his past clients. He's skilled, articulate, efficient, motivated, hard working and will always go the extra mile for your clients. I trust him with all my clients and can count on him when I need his knowledge when it comes to the finance part of real estate.